This short guide was developed to help you put in place some basic online security practices. It only takes a few minutes to read through the five easy steps, which will provide you with the basics on how to protect the information entrusted to you by your customers and suppliers.
The reality is that all companies, large or small are targets for cyber criminals. Unfortunately many businesses operate under the belief that their existing insurance policies are enough to cover their data security and privacy exposures. This is not the case.
Australian insurance companies however are at the forefront in making good the damage of cyber attacks. Although stopping the hackers and other criminals in their tracks is not within their capability, they are able to provide the next best thing… picking up the financial pieces of damaged businesses following a cyber attack event.
Cyber attack insurance. What can be covered?
Cyber attack insurance can protect you from claims arising from your use of the Internet, email, intranet, extranet or your website. Cover can include but is not limited to:
‘This information is not intended to be advice and should not be relied upon as such. You should always review your policy wording carefully.’
Expenses for medical treatment, emergency medical evacuation, flight cancellations,hire car excesses or lost luggage are several common losses that companies can face when their employees are on business trips
Most firms tend to forget about arranging travel insurance or alternatively arrange a series of single travel policies via their travel agent.
By far the best option to ensure a broader and generally more cost effective cover is an annual corporate travel insurance policy from your insurance broker.
Annual corporate travel insurance policies can be tailor-made to protect your business from all kinds of business travel expenses, including:
Personal Injury
If you or your staff travel more than a few times a year on company business then annual corporate travel insurance is for you. That’s because it gives you flexibility and you are covered for every trip without having to remember to apply for a single policy every time.
Please contact our office for more information about the benefits of an annual travel policy for your business.
‘This advice is general in nature and may not suit your particular needs. You should always consider the PDS prior to making a purchase’
There is nothing worse than paying a premium for insurance, then, when you lodge a claim following an insured event, find that you get the runaround from the insurance company and, eventually, a settlement that leaves you well out of pocket.
Buying your business and many personal insurances through a qualified insurance broker has many advantages:
A broker will act on your behalf and provide you with personal advice based on your particular circumstances. A broker will offer guidance in the selection of your policies.
A broker offers a wider choice from multiple insurers, scheme benefits and discounts as well as expert advice on levels and types of cover that are required.
A broker will provide sum insured calculations, periods of indemnity recommendations and, depending on the size of your asset portfolio, refer you to other specialist services providers such as risk managers, valuers, contractual and legal advisers and even HR specialists.
A broker will stand by you and represent your interests when the time comes to make a claim. This broker, whose website you are now reviewing, will do all this and more for you. Call us or send an online enquiry to arrange an obligation-free review well before your renewals are due.
You have nothing to lose but stress and sleepless nights.